Clark: Yes!
Jack: How many packs?
Clark: 3 packs daily
Jack: How much is per pack?
Clark: $8 each pack.
Jack: How long have you been smoking?
Clark: Almost 18 years and counting.
Jack: So one pack costs $8 and you have 3 packs a day which puts your spending each month at $720. In one year, it would be $8640. Correct?
Clark: Yeah you are correct.
Jack: If in 1 year you spend $8640, you collectively spent $155,520. Correct?
Clark: Absolutely!
Jack: Do you know that if you hadn't smoked, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 18 years, you could have now bought a Ferrari?
Clark: Do you smoke?
Jack: No.
Clark: Where's your Damn Ferrari then?
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